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Welcome to the YourMoney.com Personal Finance Awards 2027 Nominations

Thank you for entering the YourMoney.com Personal Finance Awards 2027.

How the awards are judged

Unlike many awards programmes, the YourMoney.com Personal Finance Awards are based on genuine consumer experience rather than written submissions or sponsorship.

Stage One – Shortlisting

Entries are reviewed based on price, product structure and overall value. The top five providers in each category progress to the final stage.

Stage Two – Consumer Assessment

Shortlisted providers are independently assessed through consumer research carried out by a third-party market research agency. Real UK consumers score providers across a range of areas, including:

Customer service
User experience
Ease of use
Buying journey
Transparency
Overall satisfaction

This year’s awards cover four key areas, with 22 categories available:

Banking – 7 categories

Best Current Account – Everyday
Best Current Account – Switching
Best Current Account – Reward
Best Current Account – Student
Best Current Account – Youth
Best Packaged Current Account
Best Digital-Only Current Account

Savings – 5 categories

Best Savings Account – Everyday (Easy Access)
Best Savings Account – Fixed Term
Best Savings Account – App Only
Best Cash ISA Provider
Best Junior Cash ISA Provider

Borrowing – 2 categories

Best Personal Loan Provider
Best Credit Card Provider

Insurance – 8 categories

Best Life Insurance Provider
Best Over 50s Life Cover Provider
Best Travel Insurance Provider
Best Pet Insurance Provider
Best Car Insurance Provider
Best Breakdown Cover Provider
Best Home Insurance Provider
Best Healthcare Provider

How to nominate

Visit our website to access the nomination form.
Select the categories relevant to your business. There’s no need to enter categories that don’t apply.
Complete the supporting questions for each category you wish to enter.
You can enter as many relevant categories as you wish.
Most submissions take just 5–10 minutes to complete.
There is no charge to enter.

Nominations close Thursday 26th November 2026.

Your Money Personal Finance Awards 2027 Entry Form

Step 1 of 2 - Company Information

URL

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Terms & Conditions

AE3 Media complies with all relevant UK data protection legislation, including the UK GDPR, and is committed to ensuring that any communications we send are relevant and useful.

By submitting your nomination, you consent to AE3 Media using your contact details to administer the awards programme. This includes communications relating to the nominations and judging process, event logistics, venue and programme information, sponsor updates and future YourMoney.com Awards.

The designated Data Controller at AE3 Media is Neve McMahon. If you have any questions about how your personal data is processed, please email neve.mcmahon@ae3media.co.uk.

Entrant details

Primary Contact(Required)

First Last

Position within the company(Required)

Brand being entered(Required)

Email address(Required)

Phone Number(Required)

Best Current Account – Everyday

Name of the account being entered:(Required)

Do you charge a monthly fee for maintaining the account?(Required)

If yes, what is the monthly charge?

List the ways the account can be accessed/managed:(Required)

Is this account available as a joint account?(Required)

Do you provide text/email alerts to help manage this account?(Required)

Is an arranged overdraft available?(Required)

If yes, what is the charge?

Do you charge fees for overseas use?(Required)

If yes, please state charges.

Can you describe the measures in place to protect customers from fraud, and how do you ensure proactive detection, prevention, and support for customers who experience fraud?(Required)

What additional benefits or incentives do you offer?(Required)

Best Current Account - Switching

Name of the account being entered:(Required)

Are you a participant in the Current Account Switch Service (CASS) guarantee?(Required)

What cash incentive do you offer for existing customers?(Required)

What cash incentive do you offer for new customers?(Required)

Do you offer any additional incentives for switchers?(Required)

Do you offer a partial switch service?(Required)

What are the minimum requirements to switch? i.e. minimum monthly deposits? Minimum number of direct debits?(Required)

How can the switching process be completed?(Required)

Best Current Account - Reward

Name of the account being entered:(Required)

What monthly fees do you charge for maintaining the account?(Required)

Do you offer preferential savings rates with this account or a linked account offering higher interest?(Required)

If yes, please provide additional detail:

What rewards and benefits are offered with this account? Please list below:(Required)

Best Current Account - Student

Name of the account being entered:(Required)

What incentives do you offer students opening your account?(Required)

Do you charge a monthly fee for maintaining the account?(Required)

If yes, what is the monthly charge?(Required)

Do you provide text/ email alerts or notifications to help users manage this account?(Required)

How can students open this account?(Required)

Is an overdraft facility available?(Required)

If yes, what is the limit?

If yes, what is the charge?

Does the account provide a student credit card option?(Required)

What additional rewards and benefits are offered with this account? Please list below:(Required)

Best Current Account - Youth

Name of the account being entered:(Required)

What are the age eligibility requirements?(Required)

Do you charge a monthly fee for maintaining the account?(Required)

If yes, what is the monthly charge?

Do you provide a debit card/ contactless payment card?(Required)

Can it be used online?(Required)

What safety and fraud protection measures are in place?(Required)

How can parents/guardians monitor and/or control the account?(Required)

Are there restrictions on withdrawals or spending?(Required)

Does the account earn interest?(Required)

If yes, please provide details:

What additional rewards and benefits are offered with this account? Please list below:(Required)

Best Packaged Current Account

What is the name of the account?(Required)

What is the monthly/annual cost of the account?(Required)

What are the standard features included with the account?(Required)

What is the eligibility criteria or requirements to open this account?(Required)

Do you limit applicants based on pre-existing medical conditions or maximum age limit?(Required)

If yes, please share the details.

Can a joint account be opened to receive the benefits?(Required)

Can you list any upgrade charges.(Required)

Can you list overdraft fees please.(Required)

Best Digital-Only Current Account

What is the name of the account?(Required)

What is the monthly/annual cost of the account?(Required)

What are the standard features included with the account?(Required)

Do you have any additional benefits or incentives, such free overseas debit card use/member of CASS?(Required)

Do you pay in-credit interest or have a linked savings account? Please give details.(Required)

How do you handle customer service for a digital-only account, and what channels (e.g., live chat, email, phone) are available for support?(Required)

What innovative digital features (e.g., budgeting tools, spending analysis, savings goals) are included in your account to help customers manage their finances?(Required)

What security or protection measures are in place to ensure customers avoid being the target of fraud/scams?(Required)

Best Savings Account - Everyday (Easy Access)

Name of the account?(Required)

How can the account be accessed?(Required)

Minimum opening balance:(Required)

Interest payable:(Required)

% AER/gross a year

When is interest paid?(Required)

Number of withdrawals permitted / any special access terms?(Required)

How can the application process be completed?(Required)

What additional rewards and benefits are offered with this account? Please list below:(Required)

Best Savings Account - Fixed Term

Account name:(Required)

Minimum opening balance:(Required)

Maximum deposit:(Required)

What rates are available for the following terms?(Required)

(Please fill in the fixed terms relevant to your product range)

1 Year - Gross/AER

2 Year - Gross/AER

3 Year - Gross/AER

5 Year - Gross/AER

Are withdrawals permitted within the term?(Required)

If yes, please state any withdrawal penalties.

Best Savings Account - App Only

Name of the account?(Required)

Is account opening and ongoing management exclusively through a mobile app? Please explain any alternative access channels.(Required)

What is the current interest rate (AER/gross), and is it fixed or variable?(Required)

What are the minimum opening balance, minimum deposit and maximum balance?(Required)

When is interest paid?(Required)

Are withdrawals limited, subject to notice or penalties, or restricted in number?(Required)

Are there any eligibility conditions, linked-account requirements, subscription fees or other charges?(Required)

How can customers apply and access support if they cannot use the app?(Required)

What savings features are available (pots, round-ups, automation, goals and alerts)?(Required)

What additional benefits or incentives are offered?(Required)

Best Cash ISA Provider

Please provide the details and rates for the following Cash ISA products. All fields are mandatory. Where a product is not available, please enter N/A.

Account name:(Required)

Minimum opening balance:(Required)

What rates are available for the following terms(Required)

1 year Fixed Rate ISA - Gross/AER

What rates are available for the following terms(Required)

2 year Fixed Rate ISA - Gross/AER

What rates are available for the following terms(Required)

Easy Access ISA - Gross/AER

How can the application process be completed?(Required)

Do you allow transfers?(Required)

Is the ISA flexible?(Required)

Best Junior Cash ISA Provider

Account name:(Required)

Minimum opening balance:(Required)

What rate of interest is payable?(Required)

% Gross/AER

When is interest paid?(Required)

How can the application be completed?(Required)

Are transfers allowed?(Required)

Best Personal Loan Provider

What is the average APR charged on the following loan sizes – repayable over 36 months (% APR)?(Required)

*If you do not offer a particular loan amount listed, please submit N/A in the field.

£3,000 %APR

£5,000 %APR

£7,500 %APR

What is the average APR charged on the following loan sizes – repayable over 60 months?(Required)

*If you do not offer a particular loan amount listed, please submit N/A in the field.

£3,000 %APR

£5,000 %APR

£7,500 %APR

Who are your loans available to?(Required)

How can the application be completed?(Required)

How quickly do you inform applicants if they have been accepted for a loan?(Required)

Do you offer any additional benefits or incentives?(Required)

Best Credit Card Provider

Card name:(Required)

Initial APR charged (and length of deal period, if applicable) on:(Required)

Percent (%) Months

balance transfers % APR

balance transfers months

Initial APR charged (and length of deal period, if applicable) on:(Required)

Percent (%) Months

cash withdrawals % APR

cash withdrawals months

Initial APR charged (and length of deal period, if applicable) on:(Required)

Percent (%) Months

purchases % APR

purchases months

What is the standard APR (after initial period) charged (if applicable) for all of the below categories:(Required)

Percent (%)

balance transfers % APR

What is the standard APR (after initial period) charged (if applicable) for all of the below categories:(Required)

Percent (%)

cash withdrawals % APR

What is the standard APR (after initial period) charged (if applicable) for all of the below categories:(Required)

Percent (%)

purchases % APR

Do you charge an annual fee?(Required)

Do you include an eligibility checker tool?(Required)

Do you charge for overseas use?(Required)

If yes, please provide details:

How can the application process be completed?(Required)

Best Life Insurance Provider

Please provide a quotation based on the applicant details and criteria outlined below, and answer the additional questions where applicable.

All quotes should assume:

Non-smoker
Level term – 25 years
Date of birth: 21/01/1978
Total amount of cover: £400,000
No critical illness cover attached

Additional assumptions:

Applicant is in good health
Applicant does not have a dangerous job or take part in dangerous activities
Applicant does not take any non-prescription drugs
Applicant and immediate family have no history of serious illnesses

Can the application process be completed online?(Required)

Can the application process be completed over the phone?(Required)

Do you offer any additional benefits or incentives?(Required)

What is the monthly cost of life insurance cover?(Required)

Best Over 50's Life Cover Provider

Please provide a quotation based on the applicant details and criteria outlined below, and answer the additional questions where applicable.

Quote Requirements

All quotes should assume:

Non-smoker
Date of birth: 09/09/1970
Monthly payments: £25

Cover amount:(Required)

What is the minimum period of cover before the full cover amount is paid out?(Required)

At what age does the applicant stop paying?(Required)

Funeral benefit option?(Required)

If yes, how much?

Can the application process be completed online?(Required)

Can the application process be completed over the phone?(Required)

Do you offer any additional benefits or incentives?(Required)

Best Travel Insurance Provider

Please provide a quotation based on the examples and criteria outlined below, and answer the additional questions where applicable.

How much do you charge a healthy 34-year-old for ‘Standard’ single-trip holiday insurance? (Required)

Date of birth: 21/05/1992

Medical history: No previous medical conditions.

A) How much do you charge for a single trip beach holiday to Europe including Cyprus, Spain, Balearic Islands, Canary Islands?(Required)

Start: 06/08/2027 End: 20/08/2027

B) How much do you charge for a single trip skiing holiday to Europe excluding: Cyprus, Spain, Balearic Islands, Canary Islands?(Required)

Start: 05/03/2027 End: 12/03/2027

C) How much do you charge for a 12-month Worldwide backpacking trip including: USA, Canada, Bermuda and the Caribbean?(Required)

Start: 01/02/2027 End: 31/01/2028

Can the application process be completed online?(Required)

Can the application process be completed over the phone?(Required)

Do you offer any additional benefits or incentives?(Required)

Best Pet Insurance Provider

Please provide a quotation based on the examples and criteria outlined below, and answer the additional questions where applicable.

Dog Quote

Date of birth: 10/11/2025
Dog's name: Carter
Breed: Pedigree – Golden Retriever
Gender: Male
Postcode: LE16 8UE
Neutered: Yes
Microchipped: Yes
Cost of purchase: £1,500

Additional assumptions:

No previous medical history
No complaints regarding behaviour or damage
Not a working, rescue or guard dog
Policy commencement: Policy to commence with immediate effect

Dog Quote - Annual policy cost(Required)

Cat Quote

Date of birth: 03/02/2025
Cat's name: Alejandro
Breed: Crossbreed
Gender: Female
Postcode: NN17 3LP
Neutered: Yes
Microchipped: Yes
Cost of purchase: £0

Additional assumptions:

No previous medical history
Policy commencement: Policy to commence with immediate effect

Cat Quote - Annual policy cost(Required)

Can the application process be completed online?(Required)

Can the application process be completed over the phone?(Required)

Do you offer any additional benefits or incentives?(Required)

Best Car Insurance Provider

Please provide a quotation based on the applicant details and criteria outlined below, and answer the additional questions where applicable.

Applicant 1

Name: Richard Young
Occupation: Sales Director
No Claims Discount (NCD): 5 years
Address:
1 Cricketers Green
Weldon
Corby
NN17 3LP
Vehicle registration number: FF16EFX

Fully comprehensive insurance required

Additional assumptions:

No modifications to vehicle
Applicant will start driving the car on 01/02/2027
Annual mileage: 10,000 miles maximum
Applicant is the owner and registered keeper
Vehicle parked on the road during the day and night
Has lived in the UK since birth
No claims, offences or penalty notices against insurance in the past 5 years
No non-motoring convictions
Full UK car driving licence held since 1999
No medical conditions
No one on the policy has ever been denied insurance
No other cars
Would like to pay annually
No additional drivers
Not a named driver on another policy
No other vehicle insured with the provider

Annual policy cost(Required)

Applicant 2

Name: Iain Smith
Occupation: Managing Director
No Claims Discount (NCD): 5 years
Address:
58a Howe Drive
Beaconsfield
HP9 2BD
Vehicle registration number: LK69 MBY

Fully comprehensive insurance required

Additional assumptions:

No modifications to vehicle
Applicant will start driving the car on 01/02/2027
Annual mileage: 20,000 miles maximum
Applicant is the owner and registered keeper
Car used for social use only
Vehicle parked in the garage during the day and night
No other car in the family
Has lived in the UK since birth
No claims, offences or penalty notices against insurance in the past 5 years
No non-motoring convictions
Full UK car driving licence held since 1998
No medical conditions
No one on the policy has ever been denied insurance
No other cars
Would like to pay annually
No additional drivers
Not a named driver on another policy
No other vehicle insured with the provider

Annual policy cost(Required)

Are there any benefits of purchasing directly from you? If yes, please give details.(Required)

Best Breakdown Cover Provider

Please provide a quotation based on the examples and criteria outlined below, and answer the additional questions where applicable.

Breakdown Cover Quote

Please quote based on the following criteria:

Location: UK
Vehicles covered: One car
Cover: At home
National recovery: Included
Personal cover: Included
Date of birth: 21/01/1978
Address:
1 Cricketers Green
Weldon
NN17 3LP
Vehicle registration number: FF16EFX
Cover commencement: Cover to begin with immediate effect

Do you offer any level of accident care?(Required)

Do you have repair referrals?(Required)

Do you offer discounts for no call outs (like a NCD)?(Required)

Annual policy cost(Required)

Can the application process be completed online?(Required)

Can the application process be completed over the phone?(Required)

Do you offer any additional benefits or incentives? e.g discounts for online purchase.(Required)

Best Home Insurance Provider

Please provide a quotation based on the applicant details and criteria outlined below, and answer the additional questions where applicable.

Home Insurance Quote

Property details

Address to be insured:
57 Delafield Road
London
SE7 7NW
Property type: Terraced house
Year built: 1900
Bedrooms: 4
Bathrooms: 2
Kitchens: 1
Living rooms: 1
Other rooms: 2
No trees taller than 10 metres within 5 metres of the property
No part of the roof is flat

Property construction and condition

Built with brick walls
More than 400 metres away from water
Roof made of tile
Not a listed property
Not for sale
Has never shown signs of heave, landslip or subsidence
Is the policyholder's main residence
Has not had underpinning or structural support
Is not currently undergoing building work
Has never suffered from flooding
Has no significant cracks on the external walls

Ownership and occupancy

Property owned with a mortgage
Bought in June 2010 by current owners
Policyholder and immediate family live in the property – 2 adults and 2 children
Property generally occupied day and night
Never left empty for more than 14 days
Non-smokers
No business or professional use

Security details

Applicant is an active member of Neighbourhood Watch
No burglar/security alarm
5-lever mortice deadlock fitted to external door
Patio doors have top and bottom key-operated locks
No other external doors
3 working smoke alarms
No safe

Policyholder details

Name: Simone Hastings
Gender: Female
Marital status: Married
Occupation: Financial adviser for a bank
No additional job
Lived in the UK since birth
Not a joint policy
Date of birth: 06/08/1971
Would like to pay annually
No claims in the last 5 years

Buildings cover

Current property value: £700,000
Rebuild cost: £300,000
No accidental damage cover
5+ years no buildings claims

Contents cover

Total contents cover: £30,000
Additional laptop 1 – replacement cost: £300
Additional laptop 2 – replacement cost: £500
Accidental damage cover included
5+ years no contents claims

How much would an annual home and contents insurance policy cost?(Required)

Home Insurance Quote

Property details

Address to be insured:
15 West Hill Street
BN1 3RR
Property type: Terraced house
Year built: 1860
Bedrooms: 3
Bathrooms: 1
Kitchens: 1
Living rooms: 1
No trees taller than 10 metres within 5 metres of the property
Flat roof: 20%

Property construction and condition

Built with brick walls
More than 400 metres away from water
Roof made of tile
Not a listed property
Not for sale
Has never shown signs of heave, landslip or subsidence
Is the policyholder's main residence
Has not had underpinning or structural support
Is not currently undergoing building work
Has never suffered from flooding
Has no significant cracks on the external walls

Ownership and occupancy

Property owned with a mortgage
Bought in August 2014 by current owners
Policyholder and immediate family live in the property – 2 adults
Property generally occupied day and night
Never left empty for more than 14 days
Non-smokers
No business or professional use

Security details

Not a member of Neighbourhood Watch
Property has no alarm
Key-operated multi-point lock
Key-operated multi-point lock
No other external doors
2 working smoke alarms
No safe

Policyholder details

Name: Victoria Harington
Gender: Female
Marital status: Married
Occupation: Fashion consultant
No additional job
Lived in the UK since birth
Not a joint policy
Date of birth: 09/03/1972
Would like to pay annually
No claims in the last 5 years

Buildings cover

Current property value: £604,000
Rebuild cost: £250,000
No accidental damage cover
5+ years no buildings claims

Contents cover

Total contents cover: £30,000
4 laptops – replacement cost: £400 per laptop
Accidental damage cover included
5+ years no content claims

How much would an annual home and contents insurance policy cost?(Required)

Can the application process be completed online?(Required)

Can the application process be completed over the phone?(Required)

Do you offer any additional benefits or incentives? e.g discounts for online purchase.(Required)

Best Healthcare Provider

Please provide a quotation based on the examples and criteria outlined below, and answer the additional questions where applicable.

Individual Health Insurance Quote

Applicant does not currently have health insurance
Policy cover: One individual
Date of birth: 21/01/1978
Address:
1 Cricketers Green
Weldon
NN17 3LP
Cover commencement: Cover to start immediately
Assume no past treatments
Non-smoker
Excess: £0

Monthly cost(Required)

Annual Cost(Required)

Is an annual payment discount applicable?(Required)

If yes, please provide detail below:

Family Health Insurance Quote

Family of 4 – 2 parents and 2 dependants

Applicant 1: DOB: 21/01/1978
Applicant 2 – Partner: DOB: 09/09/1976
Applicant 3 – Dependant: DOB: 14/12/2009
Applicant 4 – Dependant: DOB: 15/03/2014

Additional assumptions:

Cover commencement: Cover to start immediately
Assume no past treatments
Non-smoker
Excess: £0

Quote requirements:

Monthly cost
Annual cost
Is an annual payment discount applicable?

Monthly cost(Required)

Annual Cost(Required)

Is an annual payment discount applicable?(Required)

If yes, please provide detail below:

Can the application process be completed online?(Required)

Can the application process be completed over the phone?(Required)

Do you offer any additional benefits or incentives? e.g discounts for online purchase.(Required)

Welcome to the YourMoney.com Personal Finance Awards 2027 Nominations

Your Money Personal Finance Awards 2027 Entry Form

Terms & Conditions

Entrant details

Categories

Best Current Account – Everyday

Best Current Account - Switching

Best Current Account - Reward

Best Current Account - Student

Best Current Account - Youth

Best Packaged Current Account

Best Digital-Only Current Account

Best Savings Account - Everyday (Easy Access)

Best Savings Account - Fixed Term

Best Savings Account - App Only

Best Cash ISA Provider

Best Junior Cash ISA Provider

Best Personal Loan Provider

Best Credit Card Provider

Best Life Insurance Provider

All quotes should assume:

Additional assumptions:

Best Over 50's Life Cover Provider

Quote Requirements

Best Travel Insurance Provider

Best Pet Insurance Provider

Dog Quote

Additional assumptions:

Cat Quote

Additional assumptions:

Best Car Insurance Provider

Applicant 1

Fully comprehensive insurance required

Additional assumptions:

Applicant 2

Fully comprehensive insurance required

Additional assumptions:

Best Breakdown Cover Provider

Breakdown Cover Quote

Best Home Insurance Provider

Home Insurance Quote

Property details

Property construction and condition

Ownership and occupancy

Security details

Policyholder details

Buildings cover

Contents cover

Home Insurance Quote

Property details

Property construction and condition

Ownership and occupancy

Security details

Policyholder details

Buildings cover

Contents cover

Best Healthcare Provider

Individual Health Insurance Quote

Family Health Insurance Quote

Additional assumptions:

Quote requirements: