Insurance
Top tips for safe travel abroad
With thousands about to head off on their summer holidays, Garry Nelson of travel insurance provider AllClear shares some top tips on staying safe.
- Follow FCO Advice
The Foreign & Commonwealth Office provides travel advice on some 225 countries or territories and gives best advice on where/where not to travel. Remember you will not be covered on your travel insurance if you travel to a country or area where the FCO advises the public not to travel.
- Currency
Carrying large amounts of cash about your person is generally not recommended. Ideally only carry the minimum cash you are likely to need and ensure you have other methods of payment such as credit cards. If you do have to carry cash, check out your insurance policy to see if you’re covered. Some insurers have now extended their cash cover to take into account recent events in Greece.
- Passport
Keep your passport safe and about your person if you can’t lock it away, especially at a campsite. Don’t leave it in a bag or holdall and then leave that bag unattended. And keep a separate note of your passport number, just in case.
- Valuables
Never openly display any valuables or wealth, especially mobile phones. You wouldn’t wave £500 in cash in the air, so don’t do it with your phone!
- Hostels & Hotels
Check out where you are staying and any reviews posted online. Single rooms within a hostel are typically more secure; taking advantage of safes or storage lockers for your valuables is always advised.
- Local Environment
Be aware of your local environment, and where possible, try not to look like an obvious tourist. Appearing lost or consulting a map in public may draw unwelcome attention.
- Safety in Numbers
Avoid travelling on your own if at all possible. Groups are invariably safer than single travellers; there are more people watching out for you.
- Travel Insurance
Ensure you have appropriate travel insurance that takes into account your destination and whether you have any pre-existing medical conditions.
- Common Sense
Stay away from obviously dangerous locations, especially at night. Don’t walk down unlit streets and keep your wits about you. Trust your instinct: if it feels wrong, chances are you may be at risk.