The high street bank picked up the highly coveted Best Mortgage Provider Award, batting off competition from a host of lending heavyweights.
Personal Finance Awards 2026.
Our Heritage
Recognising Consumer-Focused Excellence for Nearly 30 Years The YourMoney.com Awards have a proud legacy as the UK’s longest-standing consumer finance awards. Since the early 1990s, YourMoney.com has guided consumers through the financial maze — and our awards have become a trusted symbol of quality, clarity, and value.
We recognise providers who not only offer great products, but who go the extra mile on service, transparency and customer experience. That’s why the YourMoney.com Awards are trusted by both consumers and the industry alike.
Personal Finance Awards Categories 2026
Banking
Best Digital-Only Bank Account 2025
New for this year!
Last year's winner
Best Current Account – Packaged Bank Account
New for this year!
Last year's winner
Best Current Account – Youth
Last year's winner
Best Current Account – Student
Last year's winner
Best Current Account – Reward
Last year's winner
Best Current Account – Switching
Last year's winner
Best Current Account – Everyday
Last year's winner
Borrowing
Best Mortgage Provider
Last year's winner
Best Credit Card Provider
Last year's winner
Best Personal Loan Provider
Last year's winner
Insurance
Best Home Insurance Provider
Last year's winner
Best Car Insurance Provider 2025
Last year's winner
Best Pet Insurance Provider
Last year's winner
Best Travel Insurance Provider
Last year's winner
Best Over 50s Life Cover Provider
Last year's winner
Best Life Insurance Provider
Last year's winner
Savings
Best Junior Cash ISA Provider
Last year's winner
Best Cash ISA Provider
Last year's winner
Best Savings Account – Fixed Term
Last year's winner
Best Savings Account – Everyday (Easy Access)
(Easy Access)
Last year's winner
Our Methodology
Awards Built on Real Consumer Experience
Unlike schemes based on submissions or sponsorships, the YourMoney.com Awards are judged using genuine customer feedback.
Stage one: Shortlisting
Entries are initially shortlisted based on price, product structure, and overall value. The top five entries in each category will move on to the next stage.
Stage two: Consumer panel assessment
We partner with a 3rd party Market research agency to survey real UK consumers on their experience with banks, insurers, investment platforms, and more. Participants are asked to score companies on areas like service quality, user experience, buying process, ease of use, transparency, and satisfaction. No entry fees. No pay-to-play. Just independent recognition based on real-world experience.
Why It Matters — For Consumers
Helping You Choose Better Financial Products
In a crowded market, the YourMoney.com Awards act as a simple but powerful shortcut to trust.
✅ Confidence: Award-winning providers have been tested and rated by real customers.
✅ Clarity: You know the service goes beyond just a good headline rate.
✅ Trust: Our research shows consumers are more likely to choose a product or provider with an award badge.
Why It Matters — For Providers
Recognition That Drives Real Results
Winning a Your Money.com Award is more than a trophy — it’s proof of consistent, high-quality customer care.
✅ Boost brand visibility and trust
✅ Feature award logos in marketing and advertising
✅ Motivate internal teams by celebrating outstanding service
✅ Understand performance benchmarks (with insights available where applicable via reader survey feedback).
The Impact
We highlight the best — and by doing so, help raise standards across the industry. The Your Money.com Awards ultimately benefit everyone:
✅ Consumers get clarity and confidence
✅ Providers are rewarded for doing things right
✅ The industry is pushed toward better, fairer outcomes.
2025 Award Winners
Best Mortgage Provider
Best Home Insurance Provider
Best Car Insurance Provider 2025
Best Pet Insurance Provider
Best Travel Insurance Provider
Best Over 50s Life Cover Provider
Best Life Insurance Provider
Best Credit Card Provider
Best Personal Loan Provider
Best Junior Cash ISA Provider
Best Cash ISA Provider
Best Savings Account – Fixed Term
Best Savings Account – Everyday (Easy Access)
Best Digital-Only Bank Account 2025
Best Current Account – Packaged Bank Account
Best Current Account – Youth
Best Current Account – Student
Best Current Account – Reward
Best Current Account – Switching
Best Current Account – Everyday
Top Rated
Guidance, tips and insights
Helping you to build your knowledge and manage your personal finance needs.
Read on for practical information about bills, investments, savings, credit cards and more.