A poll of 1,000 expectant and new parents across the UK revealed what couples believed to be the right level of financial comfort when having a baby in 2013. 

However, the survey found that less than a quarter actually wait until they have a ‘baby buffer’ – which increases to £5,666 for people in London – in place before trying for a baby.

Nearly a third of soon-to-be and new parents expect family and friends to pitch in financially when their baby is born.

According to the study, over half of those with a baby due to be born in 2013 (53%) are counting on their parents for a financial contribution in the first few months.

Similarly, one in ten expects their friends to lend a monetary hand.

Donna Dawson, the psychologist behind the report, said: “The research shows that in 2013 parents-to-be no longer expect to go it alone, financially.

“The combination of an uncertain economy and perhaps an upbringing where their own parents were financially generous to them over the years means that many expectant parents view ‘giving birth’ as an extended family affair, where relatives and even friends are now expected or encouraged to provide both gifts and financial aid.

“Although recognising that having a financial buffer in place before the birth is the ‘ideal’, the majority of expectant parents would not be put off having a baby if they couldn’t achieve this. The reason for this lack of urgency is the belief that, once the baby is born, their families will make up the shortfall.”

One in ten also expects friends and family to make a contribution to a savings account in the baby’s name and more than a quarter assume a family member or friend will purchase a pram or buggy on their behalf.

One in five (19%) even go as far as to expect friends and family to purchase designer clothes for their newborn.

Aside from monetary support, soon-to-be parents are also looking for assistance when it comes to helping with integral childcare items required for the newborn’s first years.

The top 10 things parents expect to receive as a gift are:

1. Toys
2. Pram / buggy
3. Car seat =
3. Cot =
4. Baby toiletries
5. Designer clothes
6. Nappies
7. High chair
8. Child’s nursery furniture
9. Contribution to savings account
10. Milk