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Understanding

Introduction

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Learn all you need to know about banking and saving here. We'll go in-depth to help you understand where your money goes and how to be financially free, come what may - even a rainy day.

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May 22, 2018

‘Should I move my lower paying cash ISA to a top fixed savings deal?’

A new market-leading one-year bond is offering 2%, far outstripping the interest available...
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May 04, 2018

Married couples: check if you’re eligible for an up to £900 tax break

Eligible married partners can receive a £237 tax break this year, but as claims can be ba...
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Apr 11, 2018

HMRC clamps down on tax avoidance: 18 ways to pay less tax in 2018

Anyone who takes advantage of artificial schemes to avoid tax may end up repaying 70% of t...
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Apr 11, 2018

Non-disclosure of assets upon divorce: is anywhere safe to hide?

The divorce process can lay bare not only couples' emotional entanglings, but also their e...

More articles

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Mar 23, 2018

Significant lack of awareness of flexible and portfolio ISA rules

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Mar 07, 2018

Had a windfall? How to keep it safe…and earn the best returns

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Mar 01, 2018

You can earn more than you think and be eligible for the Marriage Allowance

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Jan 15, 2018

New to self-assessment? Why you should start your tax return this week

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Jan 10, 2018

Your ISA mix: how many can you open and hold?

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Jan 10, 2018

Open Banking: what it means for you

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Jan 08, 2018

Why you should keep hold of your payslips

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Jan 05, 2018

Your essential guide to 2018 tax allowances

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Jan 04, 2018

Three-year Pensioner Bonds mature soon: your savings options now

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Dec 15, 2017

Savers: how to maximise your returns in the year ahead

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Dec 14, 2017

Six quick and safe alternatives to sending Christmas cash in the post

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Nov 30, 2017

‘Is it still worth saving money in a cash ISA?’

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Nov 28, 2017

Five ways to (legitimately) avoid paying tax on your income and savings

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Nov 27, 2017

60 second read…flexible term savings

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Nov 16, 2017

Employment Tribunal fee refund scheme opens: how to claim

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Nov 02, 2017

Revealed: the fastest and slowest banks to pass on the rate hike

News

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May 25, 2018

Cash savings grow at lowest rate in a decade

The annual growth in cash savings came in at 1.4% for April, the lowest rate in more than ...
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May 24, 2018

HSBC offers £200 current account switch incentive

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May 23, 2018

‘Rip-off’ overdraft fees cost seven times more than a payday loan

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May 23, 2018

The savings accounts to beat inflation

UK consumer price inflation (CPI) fell to 2.4% last month meaning 16 savings accounts now ...
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May 23, 2018

Pound slides as inflation drops back to 2.4%

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May 22, 2018

More Brits than ever use banking apps over branches

Are you a first-time buyer looking for a mortgage?

Look no further, get the help you need by searching for your perfect mortgage

A guide to switching energy provider

All you need to know about switching from one energy supplier to another.

Which ISA is right for you? A round up of the six products available in 2017

From cash to innovative finance to lifetime, here's our guide to the ISA products available to savers this yea...

Guide to buy-to-let tax changes

In late 2015, former Chancellor George Osborne announced a range of  tax measures aimed at landlords, which t...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Five fund tips for a 0.25% interest rate environment

With interest rates stuck at a record low 0.25% and expectations rates could fall to close to zero, here are ...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Investing your money

Alliance Trust Plc gives you smart insight into how to invest your money

Money Tips of the Week