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Understanding

Introduction

Learn all you need to know about banking and saving here. We'll go in-depth to help you understand where your money goes and how to be financially free, come what may - even a rainy day.

Mar 26, 2019

Warning: why the value of your savings is probably going down not up

You may sleep better at night knowing you’ve got some money tucked away in a savings acc...

Feb 27, 2019

Ten ISA myths exposed

'I should wait until after Brexit'. 'I'm too old'. 'I don't need to protect my savings fro...

Feb 26, 2019

ISAs: your back-to-basics guide for 2018/19

Here’s everything you need to know to make the most of your unused ISA allowance ahead o...

Jan 30, 2019

BLOG: Scams can happen in minutes – as one of our readers discovered

This week, I was happy to help one of our readers get all her money back after she had £1...

12 3

Jan 15, 2019

New to self-assessment? Why you should start your tax return today

There are less than three weeks to submit your tax return but if you’re new to self-asse...

Jan 02, 2019

The key dates for your finances in 2019

With so much Brexit-related uncertainty, it won’t be easy to plan entirely for 2019. But...

Dec 05, 2018

Why it can pay to save with app-only banks

New app-only banks have made everyday banking slicker, but some have taken it a step furth...

Nov 20, 2018

Check now: millions of married couples could be owed £900

Millions of married couples are missing out on a tax break worth up to £900.

Nov 16, 2018

Fathers: why the low take up of Shared Parental Leave?

Take up of Shared Parental Leave since its introduction in 2015 has been unexpectedly low....

Nov 08, 2018

How married couples can claw back £1,000 from the tax man

From the new tax year, eligible married couples will be able to claim a £250 tax break. B...

Oct 16, 2018

A guide to Sharia savings accounts

A number of Sharia savings products have upped their game in recent months, beating more f...

Oct 11, 2018

Savings accounts: should you choose monthly or annual interest?

Savers looking to house their money in cash accounts may be given a choice of whether inte...

Sep 14, 2018

‘I forgot about my son’s Child Trust Fund, what do I need to do?’

As the first 16-year-olds start taking control of their Child Trust Funds, many parents ma...

Sep 11, 2018

Hargreaves Lansdown launches cash savings hub: how good is it?

Investment platform Hargreaves Lansdown has launched a cash savings hub, allowing customer...

Sep 04, 2018

Do your Premium Bonds die with you?

There are 1.5 million unclaimed Premium Bond prizes worth nearly £60m waiting to be colle...

Aug 30, 2018

VIDEO: How to help children with the cost of university

As thoughts turn to university, parents will be wondering how they can support their child...

Aug 24, 2018

Millions of teens to take control of their Child Trust Funds

From 1 September, those reaching 16-years of age will be able to take control of their Chi...

Aug 17, 2018

Savers warned to check ‘easy access account’ terms carefully

Easy access accounts are back on savers’ radar because of their perceived flexibility an...

Jul 25, 2018

Purchases abroad: why you should never pay in pounds

Many shops and restaurants abroad let you choose between paying in the local currency or i...

Jul 24, 2018

Student bank accounts: top picks

The summer holidays may have just begun, but a host of banks have launched their student a...

12 3

Why it doesn’t always pay to chase the best cash ISA rates

If you don’t want to spend your time searching for the best rates, simple cash ISAs tend...

Mar 25, 2019

Tandem Bank launches ‘round-up’ savings account for your spare change

Digital challenger bank Tandem has unveiled a new interest-paying savings account that aut...

Mar 21, 2019

Nationwide rewards loyalty with new Isa

Nationwide has launched a new Isa product, designed to reward existing customers.

Mar 20, 2019

Time to end confusing and costly overdraft charges

Alastair Douglas, chief executive of credit report provider TotallyMoney, explains why it�...

Mar 20, 2019

Cash ISA savers miss out on £41,000 each over 20 years

UK savers have missed out on around £41,000 each in potential returns by sticking with ca...

Mar 15, 2019

FCA: debt management firms must treat vulnerable customers better

Two thirds of debt management firms need to improve the way they treat vulnerable customer...

ISAs: your back-to-basics guide for 2018/19

Here’s everything you need to know to make the most of your unused ISA allowance ahead of the 5 April deadli...

A guide to Sharia savings accounts

A number of Sharia savings products have upped their game in recent months, beating more familiar competitors ...

Five ways to get on the property ladder without the Bank of Mum and Dad

A report suggests the Bank of Mum and Dad is running low on funds. Fortunately, there are other options for st...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week

An important warning for all savers... - https://t.co/RIErOvdq3v
The cost of a TV licence is going up from Monday - https://t.co/5HUCuybCTI
New proposals from @thefca to help tens of thousands of mortgage prisoners - https://t.co/7Z7Rq5Lb1b

RT @YourMoneyUK: An important warning for all savers... - https://t.co/RIErOvdq3v
A quarter of 18-24 year olds don’t know what an ISA is - via @YourMoneyUK https://t.co/YY203kKUd3
Overdraft charges have been earning banks billions for years. TotallyMoney CEO @alasdoug tells @YourMoneyUK 'It's… https://t.co/0o2XNcAJiw

Understanding

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