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Understanding

Introduction

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Do you have questions about debt? This section will help you demystify the debt market and borrow money responsibly.

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Apr 29, 2022

What is a homeowner loan and what is it used for?

Homeowner loans – or second charge mortgages – have boomed in the last few years. We e...
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Apr 22, 2022

Five tips for borrowing responsibly during the cost-of-living crisis

With soaring inflation and bills, many people will look to affordable credit to spread the...
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Dec 11, 2020

YourMoney guide to balance transfer credit cards

Transferring your debt from one or more credit cards to a new card can save you a lot of m...
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Jun 24, 2020

Cancelled holiday or event: The credit card refund mistake you must avoid

With millions of holidays, events and activities cancelled because of coronavirus, refunds...

More articles

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May 06, 2020

IVAs during coronavirus: what you need to know

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Jan 14, 2020

The pros and cons of balance transfer cards

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Jan 06, 2020

How to get out of debt in 2020

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Dec 03, 2019

Abroad for Christmas? Avoid this expensive mistake

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Aug 20, 2019

How a PPI windfall could impact benefits, care funding and inheritance tax

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Mar 27, 2019

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

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Jan 28, 2019

BLOG: Why you should switch to an interest-free credit card now

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Nov 07, 2018

PPI rule tweak opens door for thousands more compensation claims

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Oct 17, 2018

PPI claim loophole revealed: why you could be owed thousands more

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Jul 09, 2018

60 second read…Interbank exchange rate vs Mastercard and Visa

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Jun 29, 2018

Buy currency ahead of your travels, but not with a credit card

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May 14, 2018

Why contactless can leave you counting the cost of your holiday

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Apr 24, 2018

Borrowers duped of £3.5m in loan fee scams

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Apr 09, 2018

How bad are those small credit card mistakes?

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Mar 28, 2018

True or false? Seven credit score myths and realities

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Jan 17, 2018

Watch for these charges when using debit and credit cards abroad

News

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Jun 30, 2022

Concern grows that going to uni ‘isn’t paying off’

Prospective university students are thinking twice about applying due to the associated de...
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Jun 28, 2022

Amigo to relaunch as RewardRate offering loans from 39.9% APR

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Jun 27, 2022

Card providers extend interest-free periods

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Jun 23, 2022

Buy now, pay later surge prompts problem debt fears

Retailers predict nearly one in four online purchases will be paid for using buy now, pay ...
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Jun 20, 2022

Affordability checks loom for buy now, pay later loans

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Jun 16, 2022

Lenders told to act now to help struggling borrowers

Rail strikes: Your travel and refund rights

Thousands of railway workers will strike across three days this week, grinding much of the transport system to...

How your monthly bills could rise as the base rate reaches 1.25%

The Bank of England has raised the base rate to 1.25% as predicted – the fifth consecutive rise in just six ...

Low-income pensioner? You could gain £3k top-up

Hundreds of thousands of retirees struggling with a low income are missing out on Pension Credit worth £3,300...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

DIY investors: 10 common mistakes to avoid

For those without the help and experience of an adviser, here are 10 common DIY investor mistakes to avoid.

Mortgage down-valuations: Tips to avoid pulling out of a house sale

Down-valuations are on the rise. So, what does it mean for home buyers, and what can you do?

Five tips for surviving a bear market mauling

The S&P 500 has slipped into bear market territory and for UK investors, the FTSE 250 is also on the edge. Her...

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