You are here: Home - Credit Cards & Loans - Understanding




Do you have questions about debt? This section will help you demystify the debt market and borrow money responsibly.

Oct 26, 2022

Four steps to take now if you’ve been rejected for the John Lewis Partnership Card

Customers continue to vent their anger and disappointment after being rejected for the new...
Aug 03, 2022

Why you shouldn’t buy travel money in the UK with your credit card

If you’re heading abroad this summer, you'll be thinking about the best way to get your ...
Jul 21, 2022

Holiday on the horizon? The best ways to save on foreign spends

Even as thousands of flights are cancelled, Brits deprived of holidays for the past two ye...
Apr 29, 2022

What is a homeowner loan and what is it used for?

Homeowner loans – or second charge mortgages – have boomed in the last few years. We e...

More articles

Apr 22, 2022

Five tips for borrowing responsibly during the cost-of-living crisis

Dec 11, 2020

YourMoney guide to balance transfer credit cards

Jun 24, 2020

Cancelled holiday or event: The credit card refund mistake you must avoid

May 06, 2020

IVAs during coronavirus: what you need to know

Jan 14, 2020

The pros and cons of balance transfer cards

Jan 06, 2020

How to get out of debt in 2020

Dec 03, 2019

Abroad for Christmas? Avoid this expensive mistake

Aug 20, 2019

How a PPI windfall could impact benefits, care funding and inheritance tax

Mar 27, 2019

Do blacklists exist? Should I have a joint account? The truth behind 10 credit myths

Jan 28, 2019

BLOG: Why you should switch to an interest-free credit card now

Nov 07, 2018

PPI rule tweak opens door for thousands more compensation claims

Oct 17, 2018

PPI claim loophole revealed: why you could be owed thousands more

Jul 09, 2018

60 second read…Interbank exchange rate vs Mastercard and Visa

Jun 29, 2018

Buy currency ahead of your travels, but not with a credit card

May 14, 2018

Why contactless can leave you counting the cost of your holiday

Apr 24, 2018

Borrowers duped of £3.5m in loan fee scams


Mar 23, 2023

Amigo borrowers to get back less money as lender confirms liquidation

Amigo borrowers are crushed after the lender confirmed it will wind-down the business afte...
Mar 20, 2023

Debt Awareness Week: How to get on top of your finances

Mar 16, 2023

Covid remote working sees 50,000 graduates overpay loans by £20m

Feb 28, 2023

Klarna to start charging late payment fees

Klarna is to introduce a late payment fee in mid-March to “guide positive financial habi...
Feb 16, 2023

Outstanding credit card debt grows by nearly 10% in November

Feb 14, 2023

Amigo under fire over lax affordability checks

Everything you wanted to know about ISAs…but were afraid to ask

The new tax year is less than a fortnight away and for ISA savers or investors, it’s hugely important. If yo...

Your right to a refund if travel is affected by train strikes

There have been a wave of train strikes in the past six months, and for anyone travelling today Friday 3 Febru...

Could you save money with a social broadband tariff?

Two-thirds of low-income households are unaware they could be saving on broadband, according to Uswitch.

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

DIY investors: 10 common mistakes to avoid

For those without the help and experience of an adviser, here are 10 common DIY investor mistakes to avoid.

Mortgage down-valuations: Tips to avoid pulling out of a house sale

Down-valuations are on the rise. So, what does it mean for home buyers, and what can you do?

Five tips for surviving a bear market mauling

The S&P 500 has slipped into bear market territory and for UK investors, the FTSE 250 is also on the edge. Her...

Money Tips of the Week