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Understanding

Introduction

Feb 10, 2021

Property complaints: the Ombudsmen and organisations that can help you

There will inevitably be times when buying or selling a property goes wrong.

Jul 31, 2020

Top tips for borrowers and househunters on furlough

How to prepare your finances if you're worried about redundancy when the furlough scheme e...

Mar 25, 2020

UK lockdown: Practical tips if you were in the process of buying or selling a home

With the UK now in lockdown due to the threat of coronavirus, those looking to buy or sell...

Mar 09, 2020

First-time buyer savings schemes dwindle: your options now

A number of schemes helping first-time buyers save for a deposit have been axed. But there...

12 3

Aug 21, 2019

Third of mortgage applicants denied deal: tips to improve your financial appeal

Lenders decline a third of mortgage applications as customers don’t meet the full criter...

Jan 29, 2019

Flat or mansion: what would your budget get you?

Are you saving for a house and ever wondered how far your budget would stretch in other pa...

Jan 15, 2019

Everything you need to know about mortgage fees

Here is a rundown of the fees you will typically encounter when taking out a mortgage:

Oct 30, 2018

First-time buyers: how to reclaim stamp duty paid on shared ownership properties

The 2018 Budget saw the Chancellor announce a retrospective change for first-time buyers o...

Oct 26, 2018

Do I have to take out a mortgage from my cash Lifetime ISA provider?

If you’ve opened a cash Lifetime ISA from a high street lender, you may be wondering whe...

Aug 01, 2018

Six bank statement mistakes that can ruin a mortgage application

Bank statements provide lenders an insight into the lives of prospective borrowers, but so...

Mar 02, 2018

The benefits and drawbacks of opting for a longer mortgage term

First-time buyers are increasingly opting for 30 and 35-year mortgage terms over the more ...

Dec 14, 2017

Struggling first-time buyers: could buy-to-let be the answer?

A major lender has extended its buy-to-let offering to first-time buyers in a bid to help ...

Dec 07, 2017

Bank of Mum and Dad: how to help your children on the property ladder

Parents are set to lend £6.5bn to their children in 2017, making the Bank of Mum and Dad ...

Nov 30, 2017

Help to Buy ISA transfer to Lifetime ISA: act sooner rather than later

Help to Buy ISA savers looking to transfer their money to the Lifetime ISA are urged to ma...

Nov 22, 2017

BUDGET 2017: Stamp duty slashed for first-time buyers

Chancellor Philip Hammond has unveiled a cut in Stamp Duty Land Tax (SDLT) for first-time ...

Nov 15, 2017

Explained: the difference between gazumping and gazundering

The property market is full of jargon, and it can be tricky for buyers to understand the p...

Aug 29, 2017

Discounted variable rate could be cheaper than fixed mortgage deal

Fixed rate mortgage deals are often considered simpler and cheaper but they could work out...

Aug 12, 2017

Parents warned over Bank of Mum and Dad tax risks

First-time buyers are increasingly turning to support from their parents to get onto the h...

Aug 08, 2017

Have you overpaid stamp duty? How you can reclaim the tax

Millions of pounds in overpaid stamp duty has been refunded to thousands of homeowners. Gi...

Jul 25, 2017

10 things you need to know about the leasehold consultation

The government’s consultation on Tackling Unfair Practices in the Leasehold Market runs ...

12 3

Borrowers turn away from ‘marathon’ mortgages

There has been a dramatic drop off in the number of mortgage borrowers signing up for leng...

Jan 27, 2021

Low deposit mortgage sales fell by a third last year

There were 35% fewer mortgage sales within the 90-95% loan to value (LTV) tier from Januar...

Jan 26, 2021

Gap between two and five-year mortgage rates lowest since 2013

The gap between the average rate for a two and five-year fixed mortgage was 0.27% last yea...

Jan 25, 2021

First-time buyers need extra £10k for deposit after Covid

The typical deposit needed by buyers for a first home increased by more than £10,000 in 2...

Jan 21, 2021

Nationwide returns to low deposit lending on longer mortgage term

Nationwide Building Society has returned its maximum term length to 40 years for 90% loan ...

Jan 20, 2021

Average UK house costs £250k after price surge

The average UK home increased in value by £18,000 in the 12 months to November to reach �...

The savings accounts paying the most interest

If one of your jobs this month is to get your finances in order, moving your savings to a higher paying deal i...

Everything you need to know about being furloughed

Few people had heard of ‘furlough’ before March 2020, but the coronavirus pandemic thrust the idea of bein...

Coronavirus and your finances: what help can you get in the second lockdown?

News and updates on everything to do with coronavirus and your personal finances.

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

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Understanding

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