You are here: Home - Mortgages - First Time Buyer - Understanding

Understanding

Introduction

Jan 29, 2019

Flat or mansion: what would your budget get you?

Are you saving for a house and ever wondered how far your budget would stretch in other pa...

Jan 15, 2019

Everything you need to know about mortgage fees

Here is a rundown of the fees you will typically encounter when taking out a mortgage:

Oct 30, 2018

First-time buyers: how to reclaim stamp duty paid on shared ownership properties

The 2018 Budget saw the Chancellor announce a retrospective change for first-time buyers o...

Oct 26, 2018

Do I have to take out a mortgage from my cash Lifetime ISA provider?

If you’ve opened a cash Lifetime ISA from a high street lender, you may be wondering whe...

12 3

Aug 01, 2018

Six bank statement mistakes that can ruin a mortgage application

Bank statements provide lenders an insight into the lives of prospective borrowers, but so...

Mar 02, 2018

The benefits and drawbacks of opting for a longer mortgage term

First-time buyers are increasingly opting for 30 and 35-year mortgage terms over the more ...

Dec 14, 2017

Struggling first-time buyers: could buy-to-let be the answer?

A major lender has extended its buy-to-let offering to first-time buyers in a bid to help ...

Dec 07, 2017

Bank of Mum and Dad: how to help your children on the property ladder

Parents are set to lend £6.5bn to their children in 2017, making the Bank of Mum and Dad ...

Nov 30, 2017

Help to Buy ISA transfer to Lifetime ISA: act sooner rather than later

Help to Buy ISA savers looking to transfer their money to the Lifetime ISA are urged to ma...

Nov 22, 2017

BUDGET 2017: Stamp duty slashed for first-time buyers

Chancellor Philip Hammond has unveiled a cut in Stamp Duty Land Tax (SDLT) for first-time ...

Nov 15, 2017

Explained: the difference between gazumping and gazundering

The property market is full of jargon, and it can be tricky for buyers to understand the p...

Aug 29, 2017

Discounted variable rate could be cheaper than fixed mortgage deal

Fixed rate mortgage deals are often considered simpler and cheaper but they could work out...

Aug 12, 2017

Parents warned over Bank of Mum and Dad tax risks

First-time buyers are increasingly turning to support from their parents to get onto the h...

Aug 08, 2017

Have you overpaid stamp duty? How you can reclaim the tax

Millions of pounds in overpaid stamp duty has been refunded to thousands of homeowners. Gi...

Jul 25, 2017

10 things you need to know about the leasehold consultation

The government’s consultation on Tackling Unfair Practices in the Leasehold Market runs ...

Jul 06, 2017

After 10 years of falling rates, will mortgages stay low?

It is ten years since homeowners last had to deal with a rise in mortgage rates. Is anothe...

Jul 05, 2017

Savvy millennials opt for repayment mortgages

Whether out of choice or necessity, millennials are far more likely to have a repayment mo...

Jul 03, 2017

State housing schemes ‘only help the wealthy’ – report

State-sponsored housing schemes tend to help wealthier buyers rather than lower income gro...

Jun 06, 2017

I’m a first-time buyer. Should I open a cash Lifetime ISA?

The first cash version of the government's new Lifetime ISA, designed to help people buyin...

May 31, 2017

Can I get a mortgage if I’m on a zero-hours contract?

You may find it harder to get a mortgage if you're a zero-hours worker, but it's not impos...

12 3

High loan-to-value mortgage lending reaching pre-crisis highs

The Bank of England has highlighted that mortgage lending at higher loan to values (LTVs) ...

Jun 13, 2019

Almost all leaseholders regret their purchase

A whopping 94 per cent of homeowners who bought a property on a leasehold basis regret doi...

Jun 13, 2019

Home-movers drive mortgage market after a drop in remortgaging

First-time buyers and home mover mortgage lending rose in April, but there was a drop in r...

Jun 12, 2019

Property market slowdown continues with longer sales and price corrections

The UK’s property market slowdown shows little sign of abating as sales take longer to b...

Jun 12, 2019

Brokers offer help to mortgage applicants with CCJs

A teacher who was denied a mortgage owing to a County Court Judgement (CCJ) could have sec...

Jun 12, 2019

Which is cheaper – renting or buying a home?

Buying a property isn't accessible to everyone, but how much does renting really cost?

ISAs: your back-to-basics guide for 2018/19

Here’s everything you need to know to make the most of your unused ISA allowance ahead of the 5 April deadli...

A guide to Sharia savings accounts

A number of Sharia savings products have upped their game in recent months, beating more familiar competitors ...

Five ways to get on the property ladder without the Bank of Mum and Dad

A report suggests the Bank of Mum and Dad is running low on funds. Fortunately, there are other options for st...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week

The new rules will 'save consumers around £40-60m a year' - https://t.co/m63Ua2ipJz
The Woodford saga has put a harsh spotlight on recommended fund lists - https://t.co/mhrR7yJFYS
Sticking with your everyday bank account when you go abroad could cost you - https://t.co/AEgblskZI0

Some useful tips of encouraging financial education from a young age here from @YourMoneyUK. https://t.co/JV05XyyXQC
RT @EnergySussex: Great to see energy #switching on the rise, but too many consumers are caught in the loyalty trap and could be paying too…
Great to see energy #switching on the rise, but too many consumers are caught in the loyalty trap and could be payi… https://t.co/BfjlyQXW5w

Understanding

Introduction

More articles

Related Articles/Most Recent

News

Newsletter

Money Tips of the Week

Tag Links Panel

NEWSLETTER SIGN UP