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Understanding

Introduction

Aug 01, 2018

Six bank statement mistakes that can ruin a mortgage application

Bank statements provide lenders an insight into the lives of prospective borrowers, but so...

Mar 02, 2018

The benefits and drawbacks of opting for a longer mortgage term

First-time buyers are increasingly opting for 30 and 35-year mortgage terms over the more ...

Dec 14, 2017

Struggling first-time buyers: could buy-to-let be the answer?

A major lender has extended its buy-to-let offering to first-time buyers in a bid to help ...

Dec 07, 2017

Bank of Mum and Dad: how to help your children on the property ladder

Parents are set to lend £6.5bn to their children in 2017, making the Bank of Mum and Dad ...

12 3

Nov 30, 2017

Help to Buy ISA transfer to Lifetime ISA: act sooner rather than later

Help to Buy ISA savers looking to transfer their money to the Lifetime ISA are urged to ma...

Nov 22, 2017

BUDGET 2017: Stamp duty slashed for first-time buyers

Chancellor Philip Hammond has unveiled a cut in Stamp Duty Land Tax (SDLT) for first-time ...

Nov 15, 2017

Explained: the difference between gazumping and gazundering

The property market is full of jargon, and it can be tricky for buyers to understand the p...

Aug 29, 2017

Discounted variable rate could be cheaper than fixed mortgage deal

Fixed rate mortgage deals are often considered simpler and cheaper but they could work out...

Aug 12, 2017

Parents warned over Bank of Mum and Dad tax risks

First-time buyers are increasingly turning to support from their parents to get onto the h...

Aug 08, 2017

Have you overpaid stamp duty? How you can reclaim the tax

Millions of pounds in overpaid stamp duty has been refunded to thousands of homeowners. Gi...

Jul 25, 2017

10 things you need to know about the leasehold consultation

The government’s consultation on Tackling Unfair Practices in the Leasehold Market runs ...

Jul 06, 2017

After 10 years of falling rates, will mortgages stay low?

It is ten years since homeowners last had to deal with a rise in mortgage rates. Is anothe...

Jul 05, 2017

Savvy millennials opt for repayment mortgages

Whether out of choice or necessity, millennials are far more likely to have a repayment mo...

Jul 03, 2017

State housing schemes ‘only help the wealthy’ – report

State-sponsored housing schemes tend to help wealthier buyers rather than lower income gro...

Jun 06, 2017

I’m a first-time buyer. Should I open a cash Lifetime ISA?

The first cash version of the government's new Lifetime ISA, designed to help people buyin...

May 31, 2017

Can I get a mortgage if I’m on a zero-hours contract?

You may find it harder to get a mortgage if you're a zero-hours worker, but it's not impos...

Apr 06, 2017

The key Lifetime ISA facts you need to know

The Lifetime ISA officially launched today, more than a year since Chancellor George Osbor...

Mar 21, 2017

First-time buyer: Should I transfer my Help to Buy ISA to the Lifetime ISA?

From April, first-time buyers will have a choice of two savings schemes to help them onto ...

Mar 13, 2017

Seven costs first-time buyers may not anticipate

If you're about to buy your first home, there are a few additional costs you may not have ...

Mar 10, 2017

The pros and cons of overpaying your mortgage

You’ve made it on to the property ladder and you may now be considering overpaying your ...

12 3

Estate agents slammed for pressuring buyers to use in-house services

The Home Owners Alliance (HOA) has slammed estate agents for continuing to pressurise buye...

Oct 18, 2018

E.ON and BNP Paribas to develop ‘green mortgages’

Energy provider E.ON has teamed up with banking giant BNP Paribas to develop and pilot ‘...

Oct 17, 2018

House price growth edges down as flat market dampens activity

House prices in the UK grew by 3.2% in the year to August, edging down from 3.4% in July, ...

Oct 16, 2018

First-time buyer numbers rise

The number of first-time buyers hit the highest level in more than a year in August.

Oct 15, 2018

More calls for landlord tax breaks when selling property to tenants

Landlords should be given a tax discount if they sell their property to a tenant, a second...

Oct 15, 2018

Subdued asking prices provide opportunity for first-time buyers

Average asking prices in the UK rose by just 1% in October, the lowest monthly rate of gro...

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Five ways to get on the property ladder without the Bank of Mum and Dad

A report suggests the Bank of Mum and Dad is running low on funds. Fortunately, there are other options for st...

The essential Your Money guide to the April 2018 tax changes

As we head into the 2018/19 tax year, a number of key changes take place to existing policies while some new i...

A guide to switching energy provider

All you need to know about switching from one energy supplier to another.

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

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