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Understanding

Introduction

Aug 21, 2019

Third of mortgage applicants denied deal: tips to improve your financial appeal

Lenders decline a third of mortgage applications as customers don’t meet the full criter...

Jan 29, 2019

Flat or mansion: what would your budget get you?

Are you saving for a house and ever wondered how far your budget would stretch in other pa...

Jan 15, 2019

Everything you need to know about mortgage fees

Here is a rundown of the fees you will typically encounter when taking out a mortgage:

Oct 30, 2018

First-time buyers: how to reclaim stamp duty paid on shared ownership properties

The 2018 Budget saw the Chancellor announce a retrospective change for first-time buyers o...

12 3

Oct 26, 2018

Do I have to take out a mortgage from my cash Lifetime ISA provider?

If you’ve opened a cash Lifetime ISA from a high street lender, you may be wondering whe...

Aug 01, 2018

Six bank statement mistakes that can ruin a mortgage application

Bank statements provide lenders an insight into the lives of prospective borrowers, but so...

Mar 02, 2018

The benefits and drawbacks of opting for a longer mortgage term

First-time buyers are increasingly opting for 30 and 35-year mortgage terms over the more ...

Dec 14, 2017

Struggling first-time buyers: could buy-to-let be the answer?

A major lender has extended its buy-to-let offering to first-time buyers in a bid to help ...

Dec 07, 2017

Bank of Mum and Dad: how to help your children on the property ladder

Parents are set to lend £6.5bn to their children in 2017, making the Bank of Mum and Dad ...

Nov 30, 2017

Help to Buy ISA transfer to Lifetime ISA: act sooner rather than later

Help to Buy ISA savers looking to transfer their money to the Lifetime ISA are urged to ma...

Nov 22, 2017

BUDGET 2017: Stamp duty slashed for first-time buyers

Chancellor Philip Hammond has unveiled a cut in Stamp Duty Land Tax (SDLT) for first-time ...

Nov 15, 2017

Explained: the difference between gazumping and gazundering

The property market is full of jargon, and it can be tricky for buyers to understand the p...

Aug 29, 2017

Discounted variable rate could be cheaper than fixed mortgage deal

Fixed rate mortgage deals are often considered simpler and cheaper but they could work out...

Aug 12, 2017

Parents warned over Bank of Mum and Dad tax risks

First-time buyers are increasingly turning to support from their parents to get onto the h...

Aug 08, 2017

Have you overpaid stamp duty? How you can reclaim the tax

Millions of pounds in overpaid stamp duty has been refunded to thousands of homeowners. Gi...

Jul 25, 2017

10 things you need to know about the leasehold consultation

The government’s consultation on Tackling Unfair Practices in the Leasehold Market runs ...

Jul 06, 2017

After 10 years of falling rates, will mortgages stay low?

It is ten years since homeowners last had to deal with a rise in mortgage rates. Is anothe...

Jul 05, 2017

Savvy millennials opt for repayment mortgages

Whether out of choice or necessity, millennials are far more likely to have a repayment mo...

Jul 03, 2017

State housing schemes ‘only help the wealthy’ – report

State-sponsored housing schemes tend to help wealthier buyers rather than lower income gro...

Jun 06, 2017

I’m a first-time buyer. Should I open a cash Lifetime ISA?

The first cash version of the government's new Lifetime ISA, designed to help people buyin...

12 3

House prices rise 1.3 per cent despite London struggles

The average price of a house in the UK increased by 1.3 per cent to £234,853 over the yea...

Oct 15, 2019

Habito gives first-time buyers loans to make cash offers

Habito has launched a new tool that lets first-time buyers make a cash offer on a property...

Oct 14, 2019

‘Hidden’ costs mean first-time buyers live in empty homes for months

The first year of homeownership is so costly it often leaves new buyers struggling to make...

Oct 08, 2019

First-time buyers stung by 20 per cent Help to Buy premium

First-time buyers in Yorkshire, the West Midlands and the North West are being forced to p...

Oct 07, 2019

Annual house price growth levels at 1.1 per cent for September

The average price of a house increased by 1.1 per cent in September against the same month...

Oct 01, 2019

House price growth below one per cent for tenth consecutive month

UK house price growth slowed to 0.2 per cent in September as the country’s political tur...

ISAs: your back-to-basics guide for 2018/19

Here’s everything you need to know to make the most of your unused ISA allowance ahead of the 5 April deadli...

A guide to Sharia savings accounts

A number of Sharia savings products have upped their game in recent months, beating more familiar competitors ...

Five ways to get on the property ladder without the Bank of Mum and Dad

A report suggests the Bank of Mum and Dad is running low on funds. Fortunately, there are other options for st...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week

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Quarter of FTSE 100 firms forecast a dividend of more than 6 per cent https://t.co/sHtaCN5S45
Nationwide to pay up to £2m for PPI breach refunds https://t.co/rcpEEwEW12

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RT @incuto_uk: Another mention of our role in HM Treasury's new Prize Saver Scheme, thanks @YourMoneyUK: https://t.co/jtxjcK3khC #Fintechfo…

Understanding

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