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Understanding

Introduction

Mar 25, 2020

UK lockdown: Practical tips if you were in the process of buying or selling a home

With the UK now in lockdown due to the threat of coronavirus, those looking to buy or sell...

Mar 09, 2020

First-time buyer savings schemes dwindle: your options now

A number of schemes helping first-time buyers save for a deposit have been axed. But there...

Aug 21, 2019

Third of mortgage applicants denied deal: tips to improve your financial appeal

Lenders decline a third of mortgage applications as customers don’t meet the full criter...

Jan 29, 2019

Flat or mansion: what would your budget get you?

Are you saving for a house and ever wondered how far your budget would stretch in other pa...

12 3

Jan 15, 2019

Everything you need to know about mortgage fees

Here is a rundown of the fees you will typically encounter when taking out a mortgage:

Oct 30, 2018

First-time buyers: how to reclaim stamp duty paid on shared ownership properties

The 2018 Budget saw the Chancellor announce a retrospective change for first-time buyers o...

Oct 26, 2018

Do I have to take out a mortgage from my cash Lifetime ISA provider?

If you’ve opened a cash Lifetime ISA from a high street lender, you may be wondering whe...

Aug 01, 2018

Six bank statement mistakes that can ruin a mortgage application

Bank statements provide lenders an insight into the lives of prospective borrowers, but so...

Mar 02, 2018

The benefits and drawbacks of opting for a longer mortgage term

First-time buyers are increasingly opting for 30 and 35-year mortgage terms over the more ...

Dec 14, 2017

Struggling first-time buyers: could buy-to-let be the answer?

A major lender has extended its buy-to-let offering to first-time buyers in a bid to help ...

Dec 07, 2017

Bank of Mum and Dad: how to help your children on the property ladder

Parents are set to lend £6.5bn to their children in 2017, making the Bank of Mum and Dad ...

Nov 30, 2017

Help to Buy ISA transfer to Lifetime ISA: act sooner rather than later

Help to Buy ISA savers looking to transfer their money to the Lifetime ISA are urged to ma...

Nov 22, 2017

BUDGET 2017: Stamp duty slashed for first-time buyers

Chancellor Philip Hammond has unveiled a cut in Stamp Duty Land Tax (SDLT) for first-time ...

Nov 15, 2017

Explained: the difference between gazumping and gazundering

The property market is full of jargon, and it can be tricky for buyers to understand the p...

Aug 29, 2017

Discounted variable rate could be cheaper than fixed mortgage deal

Fixed rate mortgage deals are often considered simpler and cheaper but they could work out...

Aug 12, 2017

Parents warned over Bank of Mum and Dad tax risks

First-time buyers are increasingly turning to support from their parents to get onto the h...

Aug 08, 2017

Have you overpaid stamp duty? How you can reclaim the tax

Millions of pounds in overpaid stamp duty has been refunded to thousands of homeowners. Gi...

Jul 25, 2017

10 things you need to know about the leasehold consultation

The government’s consultation on Tackling Unfair Practices in the Leasehold Market runs ...

Jul 06, 2017

After 10 years of falling rates, will mortgages stay low?

It is ten years since homeowners last had to deal with a rise in mortgage rates. Is anothe...

Jul 05, 2017

Savvy millennials opt for repayment mortgages

Whether out of choice or necessity, millennials are far more likely to have a repayment mo...

12 3

TSB launches five-year fixed mortgage with no early exit fee

TSB has launched a five-year fixed mortgage which allows borrowers to exit before the end ...

Jul 01, 2020

House prices fall for first time since 2012

Annual house price growth ground to a halt in June ending an eight-year upward march as me...

Jun 26, 2020

Mortgage rates fall to new low

Two-year average mortgage rates have fallen to new lows, as choice at higher loan to value...

Jun 22, 2020

Welsh housing market reopens as Scotland plans for next week

The Welsh government has permitted a partial opening of the housing market in Wales as the...

Jun 17, 2020

Nationwide cuts low deposit lending to mitigate negative equity risk

Nationwide has withdrawn its direct-only high loan to value (LTV) lending in the face of h...

Jun 16, 2020

TSB requests job confirmation for furloughed mortgage borrowers

Furloughed workers hoping to take a mortgage with TSB will need to supply a letter from th...

Coronavirus and your finances: what help can you get?

News and updates on everything to do with coronavirus and your personal finances.

Everything you need to know about being furloughed

If you’ve been ‘furloughed’ by your company, here’s what it means…

The savings accounts paying the most interest

If one of your jobs this month is to get your finances in order, moving your savings to a higher paying deal i...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week

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Payments to @HMRCgovuk by #business #debitcard will attract a fee from November https://t.co/FzDmtxTeNg https://t.co/NTZACuLUTB
Part-time hours and #furlough: How to handle #work overload, #childcare and #probation https://t.co/i1e8fAh1F7

The new #flexiblefurlough rules came into force yesterday allowing staff to come back on a part time basis.… https://t.co/7SP4ElLKKM
RT @bottandco: Watchdog threatens action against airlines over poor refund process. The Civil Aviation Authority (CAA) is reviewing the ref…
In a recent Q&A with @yourmoneyuk I explained how to support your staff with their work overload, #childcare and… https://t.co/lk6zzOY7tf

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Understanding

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