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Understanding

Introduction

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Jan 29, 2019

Flat or mansion: what would your budget get you?

Are you saving for a house and ever wondered how far your budget would stretch in other pa...

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Jan 15, 2019

Everything you need to know about mortgage fees

Here is a rundown of the fees you will typically encounter when taking out a mortgage:

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Oct 30, 2018

First-time buyers: how to reclaim stamp duty paid on shared ownership properties

The 2018 Budget saw the Chancellor announce a retrospective change for first-time buyers o...

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Oct 26, 2018

Do I have to take out a mortgage from my cash Lifetime ISA provider?

If you’ve opened a cash Lifetime ISA from a high street lender, you may be wondering whe...

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Aug 01, 2018

Six bank statement mistakes that can ruin a mortgage application

Bank statements provide lenders an insight into the lives of prospective borrowers, but so...

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Mar 02, 2018

The benefits and drawbacks of opting for a longer mortgage term

First-time buyers are increasingly opting for 30 and 35-year mortgage terms over the more ...

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Dec 14, 2017

Struggling first-time buyers: could buy-to-let be the answer?

A major lender has extended its buy-to-let offering to first-time buyers in a bid to help ...

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Dec 07, 2017

Bank of Mum and Dad: how to help your children on the property ladder

Parents are set to lend £6.5bn to their children in 2017, making the Bank of Mum and Dad ...

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Nov 30, 2017

Help to Buy ISA transfer to Lifetime ISA: act sooner rather than later

Help to Buy ISA savers looking to transfer their money to the Lifetime ISA are urged to ma...

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Nov 22, 2017

BUDGET 2017: Stamp duty slashed for first-time buyers

Chancellor Philip Hammond has unveiled a cut in Stamp Duty Land Tax (SDLT) for first-time ...

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Nov 15, 2017

Explained: the difference between gazumping and gazundering

The property market is full of jargon, and it can be tricky for buyers to understand the p...

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Aug 29, 2017

Discounted variable rate could be cheaper than fixed mortgage deal

Fixed rate mortgage deals are often considered simpler and cheaper but they could work out...

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Aug 12, 2017

Parents warned over Bank of Mum and Dad tax risks

First-time buyers are increasingly turning to support from their parents to get onto the h...

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Aug 08, 2017

Have you overpaid stamp duty? How you can reclaim the tax

Millions of pounds in overpaid stamp duty has been refunded to thousands of homeowners. Gi...

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Jul 25, 2017

10 things you need to know about the leasehold consultation

The government’s consultation on Tackling Unfair Practices in the Leasehold Market runs ...

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Jul 06, 2017

After 10 years of falling rates, will mortgages stay low?

It is ten years since homeowners last had to deal with a rise in mortgage rates. Is anothe...

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Jul 05, 2017

Savvy millennials opt for repayment mortgages

Whether out of choice or necessity, millennials are far more likely to have a repayment mo...

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Jul 03, 2017

State housing schemes ‘only help the wealthy’ – report

State-sponsored housing schemes tend to help wealthier buyers rather than lower income gro...

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Jun 06, 2017

I’m a first-time buyer. Should I open a cash Lifetime ISA?

The first cash version of the government's new Lifetime ISA, designed to help people buyin...

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May 31, 2017

Can I get a mortgage if I’m on a zero-hours contract?

You may find it harder to get a mortgage if you're a zero-hours worker, but it's not impos...

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News

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Feb 14, 2019

Housing market off to ‘subdued’ start in 2019

The Royal Institution of Chartered Surveyors (RICS) has described the housing market as �...

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Feb 13, 2019

Mortgage rates drop to record lows for small deposit borrowers

Interest rates available on mortgages available to borrowers with deposits of just 5% have...

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Feb 13, 2019

House price growth drops to slowest rate since 2013

Annual house price growth dropped to 2.5% in the 12 months to December 2018, according to ...

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Feb 13, 2019

Teens expect to earn £70k by the age of 30

Teenagers anticipate they will earn three times the current average salary by the time the...

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Feb 08, 2019

Purplebricks dominates online with 69% market share

Purplebricks is responsible for two thirds of online property listings, but the top 10 onl...

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Feb 07, 2019

UK house prices fell 2.9% in January

Annual price growth is grinding to a halt as we hit peak Brexit uncertainty

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