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Understanding

Introduction

Jan 23, 2020

Santander mortgage customers warned about ‘cheaper’ standard variable rate

Newer Santander mortgage customers coming to the end of their fixed term this week will be...

Aug 21, 2019

Third of mortgage applicants denied deal: tips to improve your financial appeal

Lenders decline a third of mortgage applications as customers don’t meet the full criter...

Sep 17, 2018

The home improvements that will decrease your property’s value

It’s easy to get carried away when thinking about renovating your home, but it’s impor...

Aug 01, 2018

Six bank statement mistakes that can ruin a mortgage application

Bank statements provide lenders an insight into the lives of prospective borrowers, but so...

12 3 4

Nov 15, 2017

Explained: the difference between gazumping and gazundering

The property market is full of jargon, and it can be tricky for buyers to understand the p...

Oct 10, 2017

Refused a remortgage or don’t want to switch? Second charge mortgages explained

Second charge borrowing has boomed in the past year so we go back to basics to explain wha...

Sep 07, 2017

Working until you drop: older generations retiring later

Good news for those who like their jobs; new government statistics reveal that we are work...

Aug 03, 2017

Mortgage maturing soon? What you need to know about remortgaging

Over £35bn worth of mortgage deals are due to mature this autumn and given the record low...

Jul 25, 2017

10 things you need to know about the leasehold consultation

The government’s consultation on Tackling Unfair Practices in the Leasehold Market runs ...

Jul 17, 2017

Rates will eventually rise: are borrowers prepared?

Speculation’s mounting that a base rate rise may be on the horizon. How will those who h...

Jul 06, 2017

After 10 years of falling rates, will mortgages stay low?

It is ten years since homeowners last had to deal with a rise in mortgage rates. Is anothe...

Jul 05, 2017

Savvy millennials opt for repayment mortgages

Whether out of choice or necessity, millennials are far more likely to have a repayment mo...

Jun 27, 2017

Interest-only homeowners forced to sell up

Homeowners who have relied on interest-only mortgages are increasingly being forced to sel...

May 09, 2017

Record low mortgage rates: is it worth paying a penalty to get out of a fix early?

With record low mortgage rates currently on offer, borrowers stuck in a lengthy and now �...

Jan 17, 2017

Three reasons to use a mortgage broker

Homebuyers can either use a broker or go direct to a lender to get a mortgage. Here are th...

Oct 04, 2016

Guide to offset mortgages

Find out how you could potentially save thousands of pounds and slash years off your mortg...

Feb 24, 2016

Lending options for older borrowers improve

Borrowers needing a mortgage into retirement are often routinely turned down by mortgage l...

Nov 16, 2015

What is a mortgage term and how do I choose the right one?

With so many products on the market to choose from, deciding what length mortgage to pick ...

Aug 04, 2015

Five things you need to know about mortgage rates

With Bank of England governor Mark Carney announcing a Bank rate rise is likely in the new...

Jun 12, 2015

The outlook for mortgage rates: how low can they go?

Mortgage rates have been falling since summer 2014. Current Bank of England (BoE) figures ...

12 3 4

Mortgage rates fall to new low

Two-year average mortgage rates have fallen to new lows, as choice at higher loan to value...

Jun 25, 2020

More than 50,000 interest-only mortgages mature this year

There are 54,000 interest-only mortgages set to mature in 2020 with more than a million of...

Jun 19, 2020

Nearly two million mortgages on payment holiday

Around 1.9 million mortgages have been put on payment deferrals in the three months since ...

Jun 19, 2020

Mortgage lenders slow to pass rate cuts on

The Bank of England (BoE) has noted that mortgage lenders were not as quick to pass on the...

Jun 18, 2020

Nationwide offers second mortgage payment breaks

Nationwide Building Society has rolled out second mortgage payment breaks for homeowners w...

Jun 12, 2020

Grenfell tragedy three years on: 2,000 buildings still fire risk

Three years after the Grenfell Tower tragedy, 2,000 residential buildings still have dange...

Coronavirus and your finances: what help can you get?

News and updates on everything to do with coronavirus and your personal finances.

Everything you need to know about being furloughed

If you’ve been ‘furloughed’ by your company, here’s what it means…

The savings accounts paying the most interest

If one of your jobs this month is to get your finances in order, moving your savings to a higher paying deal i...

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week

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Payments to @HMRCgovuk by #business #debitcard will attract a fee from November https://t.co/FzDmtxTeNg https://t.co/NTZACuLUTB
Part-time hours and #furlough: How to handle #work overload, #childcare and #probation https://t.co/i1e8fAh1F7

The new #flexiblefurlough rules came into force yesterday allowing staff to come back on a part time basis.… https://t.co/7SP4ElLKKM
RT @bottandco: Watchdog threatens action against airlines over poor refund process. The Civil Aviation Authority (CAA) is reviewing the ref…
In a recent Q&A with @yourmoneyuk I explained how to support your staff with their work overload, #childcare and… https://t.co/lk6zzOY7tf

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Understanding

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