You are here: Home - Mortgages - Remortgage - Understanding

Understanding

Introduction

Jan 23, 2020

Santander mortgage customers warned about ‘cheaper’ standard variable rate

Newer Santander mortgage customers coming to the end of their fixed term this week will be...

Aug 21, 2019

Third of mortgage applicants denied deal: tips to improve your financial appeal

Lenders decline a third of mortgage applications as customers don’t meet the full criter...

Sep 17, 2018

The home improvements that will decrease your property’s value

It’s easy to get carried away when thinking about renovating your home, but it’s impor...

Aug 01, 2018

Six bank statement mistakes that can ruin a mortgage application

Bank statements provide lenders an insight into the lives of prospective borrowers, but so...

12 3 4

Nov 15, 2017

Explained: the difference between gazumping and gazundering

The property market is full of jargon, and it can be tricky for buyers to understand the p...

Oct 10, 2017

Refused a remortgage or don’t want to switch? Second charge mortgages explained

Second charge borrowing has boomed in the past year so we go back to basics to explain wha...

Sep 07, 2017

Working until you drop: older generations retiring later

Good news for those who like their jobs; new government statistics reveal that we are work...

Aug 03, 2017

Mortgage maturing soon? What you need to know about remortgaging

Over £35bn worth of mortgage deals are due to mature this autumn and given the record low...

Jul 25, 2017

10 things you need to know about the leasehold consultation

The government’s consultation on Tackling Unfair Practices in the Leasehold Market runs ...

Jul 17, 2017

Rates will eventually rise: are borrowers prepared?

Speculation’s mounting that a base rate rise may be on the horizon. How will those who h...

Jul 06, 2017

After 10 years of falling rates, will mortgages stay low?

It is ten years since homeowners last had to deal with a rise in mortgage rates. Is anothe...

Jul 05, 2017

Savvy millennials opt for repayment mortgages

Whether out of choice or necessity, millennials are far more likely to have a repayment mo...

Jun 27, 2017

Interest-only homeowners forced to sell up

Homeowners who have relied on interest-only mortgages are increasingly being forced to sel...

May 09, 2017

Record low mortgage rates: is it worth paying a penalty to get out of a fix early?

With record low mortgage rates currently on offer, borrowers stuck in a lengthy and now �...

Jan 17, 2017

Three reasons to use a mortgage broker

Homebuyers can either use a broker or go direct to a lender to get a mortgage. Here are th...

Oct 04, 2016

Guide to offset mortgages

Find out how you could potentially save thousands of pounds and slash years off your mortg...

Feb 24, 2016

Lending options for older borrowers improve

Borrowers needing a mortgage into retirement are often routinely turned down by mortgage l...

Nov 16, 2015

What is a mortgage term and how do I choose the right one?

With so many products on the market to choose from, deciding what length mortgage to pick ...

Aug 04, 2015

Five things you need to know about mortgage rates

With Bank of England governor Mark Carney announcing a Bank rate rise is likely in the new...

Jun 12, 2015

The outlook for mortgage rates: how low can they go?

Mortgage rates have been falling since summer 2014. Current Bank of England (BoE) figures ...

12 3 4

Blow to self-employed as NatWest stops lending to government grant recipients

NatWest has pulled the plug on mortgages offered to those who receive the Self-Employment ...

Nov 23, 2020

Retirement interest-only mortgage choice triples in a year

There are currently 21 providers for retirement interest-only (RIO) mortgages, nearly twic...

Nov 23, 2020

Half a million flat owners to benefit from EWS1 cladding rule change

Owners of flats in buildings without cladding won’t need an EWS1 form, allowing around 4...

Nov 19, 2020

Reversing changes to Support for Mortgage Interest ‘won’t help homeowners’

Homeowners impacted by the coronavirus pandemic would not benefit from any extra help if t...

Nov 19, 2020

Cap on Standard Variable Rates to help mortgage prisoners rejected

HM Treasury has rejected the possibility of capping Standard Variable Rates (SVRs) for mor...

Nov 17, 2020

Struggling mortgage borrowers allowed maximum six month payment holiday

Borrowers will be limited to a total six months of payment holidays under the regulator’...

Coronavirus and your finances: what help can you get in the second lockdown?

News and updates on everything to do with coronavirus and your personal finances.

The savings accounts paying the most interest

If one of your jobs this month is to get your finances in order, moving your savings to a higher paying deal i...

Everything you need to know about being furloughed

If you’ve been ‘furloughed’ by your company, here’s what it means…

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week

RPI reform postponed until 2030 https://t.co/WTzmsxjBJw https://t.co/1yL7FkKMCq
Chancellor launches £2.9bn Restart scheme to help jobless https://t.co/oZVuXQFlDG https://t.co/P43AouOuKY
National Living Wage to increase for workers aged 23 and over https://t.co/ZVLzaefkmD https://t.co/4oOIVQZbGk

RT @HughJamesLegal: There are many reasons for a last-minute #marriage. In this article, the Head of our #Trusts & #Estates Administration…
There are many reasons for a last-minute #marriage. In this article, the Head of our #Trusts & #Estates Administrat… https://t.co/Pj3vUmoPv1
RT @YourMoneyUK: £3bn for DWP to deliver a new 3-year restart programme to help a million people unemployed for over a year find new work #…

AE3 Media Limited is authorised and regulated by the Financial Conduct Authority
The principal business of AE3 Media is journalism. As our website contains links through to firms which provide consumer credit we have limited permission to undertake credit broking activities and for these limited activities only AE3 Media Limited is authorised and regulated by the Financial Conduct Authority
We take reasonable care to correct errors or omissions on our site as soon as we can after we are made aware of them. However, we do not guarantee that all information is accurate and free of errors and omissions at all times and we do not accept any responsibility or liability for any loss you may suffer as a result of information on this site not being accurate at all times.
We do not recommend or accept any responsibility for any third party provider’s products, services, information, advice or opinions provided to you either directly or via their websites. We will not be responsible to you if any product or advice you obtain form a third party is not suitable for you or does not meet your requirements. Any links to a third party provider’s website on this site are for your convenience only. If you contact a third party provider advertised or mentioned on this website, either directly or via a link, any use by you of the third party provider’s website, products or information will be subject to the third party provider’s own terms and conditions. You should read these carefully.

Understanding

Introduction

More articles

Related Articles/Most Recent

News

Newsletter

Money Tips of the Week

Tag Links Panel

NEWSLETTER SIGN UP