Big high street banks cite declining cash use and in-person banking as well as a surge in app and mobile uptake behind reasons for branch closures.

In the first four months of 2023 alone, 228 branches have been flagged to close in the coming months, from the likes of Barclays, Halifax, HSBC, Lloyds, NatWest and TSB.

But once factoring in all the branches which will close in 2023 – based on earlier announcements towards the tail end of last year  – it means a total of 421 bank branches will disappear from high streets this year.

And so far, Barclays has confirmed 73 bank branch closures, with the latest round of 15 locations flagged last week. In total, it means Barclays will shut 84 branches in 2023, with its network dwindling from the 481 recorded at the end of 2022.

Last year, Barclays confirmed it would close 132 branches, with the majority already having taken place.

Here are the latest 15 to close:

• Barclays 35 Market Hill Sudbury England CO10 2EP 06/07/2023
• Barclays 235 Northolt Road South Harrow England HA2 8HN 14/07/2023
• Barclays 7 The Cross Oswestry England SY11 1PW 14/07/2023
• Barclays 9 Castle Street Llangollen Wales LL20 8PB 07/07/2023
• Barclays 62 Station Road Hayes England UB3 4DF 13/07/2023
• Barclays 1 High Street Canvey Island England SS8 7RA 07/07/2023
• Barclays 61 Bow Street Lisburn Northern Ireland BT28 1DR 21/07/2023
• Barclays 3 High Street Portadown Northern Ireland BT62 1HZ 28/07/2023
• Barclays 15 High Street Chipping Norton England OX7 5AE 06/07/2023
• Barclays 76 High Street Yarm England TS15 9AH 14/07/2023
• Barclays 1 Gravel Hill Wombourne England WV5 9HA 12/07/2023
• Barclays 78 Regent Street Kingswood England BS15 8LD 06/07/2023
• Barclays 20 Bondgate Within Alnwick England NE66 1TF 07/07/2023
• Barclays 1 Seafield Road Seahouses England NE68 7SJ 14/07/2023
• Barclays 18 Main Street Bentham England LA2 7HL 12/07/2023.

Barclays said when a branch closes, it usually opens a Barclays Local. A spokesperson added: “As visits to branches continue to fall, we need to adapt to provide the best service for all our customers. Where there is no longer enough demand to support a branch, we maintain an in-person presence though our Barclays Local network, live in over 200 locations, based in libraries, town halls, mobile vans and our new banking pods.

“We also support access to cash with our cashback without purchase service, 24-hour deposit-taking ATMs and by working alongside the Post Office and Cash Access UK.”

Meanwhile, Lloyds Banking Group, including Halifax and Bank of Scotland, confirmed 79 closures will take place this year.

NatWest Group which includes RBS confirmed it will close 65 branches this year; TSB earmarked nine branches; Nationwide one and Virgin Money one.

And from tomorrow (Tuesday 18 April), HSBC will start with the first of 114 bank branch closures, originally announced in November 2022.

Bank branch alternatives

Banking hubs provide basic banking services including counter services run by the major banks and the Post Office, and dedicated rooms where customers can see community bankers from their own bank for more complicated matters that require specialist knowledge or privacy.

According to LINK, the ATM network, there are four banking hubs open in Brixham (Devon), Cambuslang (South Lanarkshire), Cottingham (East Ridings of Yorkshire) and Rochford (Essex). However, following a number of bank branch closures across different brands, a further 47 hubs will be delivered collectively by Cash Access UK.

There are an estimated 39,000 free ATMs across the UK and 11,000 Post Offices where customers can access and carry out basic banking services.

Related: An in-depth guide to your rights when your bank branch closes