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Understanding

Introduction

Do you have questions about debt? This section will help you demystify the debt market and borrow money responsibly.

Jun 24, 2020

Cancelled holiday or event: The credit card refund mistake you must avoid

With millions of holidays, events and activities cancelled because of coronavirus, refunds...

May 06, 2020

IVAs during coronavirus: what you need to know

Hundreds of thousands of people are in IVAs - Individual Voluntary Arrangements- at any o...

Jan 14, 2020

The pros and cons of balance transfer cards

While using 0% balance transfer cards can be a smart way of getting yourself out of debt, ...

Jan 06, 2020

How to get out of debt in 2020

Clearing debt is never easy, but these methods may give you just the boost you need.

123 4 5

Jul 28, 2017

You’ve cut up your credit card: what now?

Whether your credit card has served its purpose to cover a big expenditure or you want to ...

Jul 21, 2017

The truth about 0% car finance deals

More people than ever are using some form of finance to purchase a car, and dealerships ar...

Jul 07, 2017

Consumer lending rises 8% over one year

New lending figures will raise concerns over consumer borrowing, as the Finance and Leasin...

Jul 05, 2017

Credit card vs loan: which is best for borrowing money?

Here are the top ten things to consider when working out the best way to fund purchases, a...

Jun 30, 2017

High cost of credit a ‘key risk’ says Citizens Advice

As Bank of England figures show continued expansion in consumer credit, Citizen’s Advice...

Jun 27, 2017

Consumers keep borrowing, but Bank of England is worried

Credit growth slowed in May and affordability levels are still under control, but the Bank...

Jun 26, 2017

Should you pay back your children’s student loans?

The interest payable on student loans has hit new highs, thanks to rising inflation. The t...

Jun 22, 2017

Why you shouldn’t buy travel currency in the UK with your credit card

If you’re heading abroad this summer, exchanging money in the UK ahead of your travels i...

Jun 02, 2017

Pick the right cards for holiday to save £100 in fees

Many holidaymakers stick to their everyday cards to pay for goods and services abroad. But...

May 09, 2017

The credit cards that can help fix your credit score

If you’re self-employed so find it difficult to prove your income, or have a damaged cre...

Apr 19, 2017

A quick guide to guarantor loans – in association with Guarantor Loan Comparison

Considering a guarantor loan or becoming a guarantor yourself? Read our essential guide...

Apr 03, 2017

I’m worried one missed credit card payment will damage my credit score

'I accidentally missed a credit card payment. I realised it was a week overdue and paid th...

Mar 24, 2017

‘Should I cancel my unused credit cards?’

As spring is upon us it’s the perfect time to take a look through your wallet. This coul...

Mar 01, 2017

One thing everyone should do before applying for credit

Looking at your eligibility report or score is an important first step before deciding wha...

Jan 31, 2017

Why more needs to be done to explain the basics of credit cards

A lack of financial education, especially in the credit card market, is keeping consumers...

Jan 30, 2017

Santander caps cashback for existing 123 credit card customers: is it time to switch?

Existing Santander 123 credit card customers will see a cashback cap come into effect from...

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Student loans thresholds to rise for most borrowers from April

The government has released its annual update to the interest rates and thresholds of inco...

Aug 10, 2020

Students estimate their debt will total £38,238

With student debt increasing, and Covid-19 impacting university life, is it still worth go...

Aug 10, 2020

Nurses to be offered ‘earn and learn’ route

A new government package worth £172m will help to train thousands more nursing degree app...

Aug 06, 2020

Regulator slams high-cost credit firms that lure borrowers into further debt

The City watchdog has raised concerns over the relending practices by some high-cost credi...

Aug 05, 2020

Barclaycard apologises after setting credit limits too high

Barclaycard has written to customers apologising for setting their credit limits too high.

Aug 05, 2020

SLC urges students going through Clearing to apply for finance now

Students applying for university through the Clearing system still have time to get their ...

The savings accounts paying the most interest

If one of your jobs this month is to get your finances in order, moving your savings to a higher paying deal i...

Coronavirus and your finances: what help can you get?

News and updates on everything to do with coronavirus and your personal finances.

Everything you need to know about being furloughed

If you’ve been ‘furloughed’ by your company, here’s what it means…

What will happen if rates change

How your finances will be impacted by a rise in interest rates.

Regular Savings Calculator

Small regular contributions can build up nicely over time.

Online Savings Calculator

Work out how your online savings can build over time.

Having a baby and your finances: seven top tips

We’re guessing the Duchess of Cambridge won’t be fretting about maternity pay or whether she’ll still be...

Protecting family wealth: 10 tips for cutting inheritance tax

Inheritance tax - sometimes known as 'death tax' - can cause even more heartache for bereaved families. But th...

Travel insurance: Five tips to ensure a successful claim

Ahead of your summer holiday, it’s important to make sure you have the right level of travel cover or you co...

Money Tips of the Week

Number of furloughed workers remains at 9.6 million https://t.co/NqkzuCNIhr
Student loans thresholds to rise for most borrowers from April https://t.co/5AGVNuIT1b
Teletext Holidays accused of ignoring refund rules https://t.co/tMsMCk4T1b

@brianholt24 @AICPRESS @YourMoneyUK With dividends reinvested😉
@AICPRESS @annabelbrodies @YourMoneyUK Clarification please. Is that with dividends reinvested or not. Yours pedantically. 😉
RT @AICPRESS: See comments from @annabelbrodies in @YourMoneyUK. "Over the past 18 years, investing £50 a month in the average investment c…

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Understanding

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